SANAD

By enrolling under ‘SANAD’, you will guarantee your child the same level of education as you had planned in the unfortunate event of:

• Death of the paying parent
• Total permanent disability of the paying parent (due to accident or sickness)

A nominal annual fee per paying parent, per child, subject to a health declaration

• Additional medical information may be required based on initial assessment
• Rate adjustment may be required based on the applicant’s health condition

• Protection is provided in the unfortunate event of death and/or permanent total disability of the paying parent
• Payment of remaining school fees until graduation, corresponding to the child’s respective grade (subject to the maximum limit as stipulated in your policy)
• Claim payment is made directly to the school

• You must be under age 65
• You must be the school fee payer
• You must be residing in Bahrain

A fully completed Application Form. The purpose of this Application is for bnl to assess and determine the terms of your acceptance.

‘SANAD’ is available for purchase on our website; our team will be accessible to facilitate your application and assist you with any queries that you may have.

This product is specifically designed for and in collaboration with the school which will be named as an irrevocable beneficiary. Should the family decide to move the child to another school, the sum assured will be transferrable only upon obtaining the school's current management’s consent’.

In case of Expatriate applicants, should the family decide to leave Bahrain following the unfortunate event of the death of the paying parent, bnl will pay the remaining sum to the family upon receiving satisfactory evidence of relocation.